{"id":32517,"date":"2025-10-06T16:34:23","date_gmt":"2025-10-06T21:34:23","guid":{"rendered":"https:\/\/www.semiofest.com\/2020\/paripesa-cz-jak-funguje-cesky-system-elektronickeho-platebniho-styku\/"},"modified":"2025-10-06T16:34:23","modified_gmt":"2025-10-06T21:34:23","slug":"paripesa-cz-jak-funguje-cesky-system-elektronickeho-platebniho-styku","status":"publish","type":"post","link":"https:\/\/www.semiofest.com\/2020\/paripesa-cz-jak-funguje-cesky-system-elektronickeho-platebniho-styku\/","title":{"rendered":"Paripesa.cz: Jak funguje \u010desk\u00fd syst\u00e9m elektronick\u00e9ho platebn\u00edho styku"},"content":{"rendered":"<p>\u010cesk\u00e1 republika m\u00e1 dlouhodob\u011b ambici modernizovat sv\u00e9 platebn\u00ed syst\u00e9my, aby se vyrovnala s evropsk\u00fdmi standardy. Jedn\u00edm z kl\u00ed\u010dov\u00fdch pil\u00ed\u0159\u016f t\u00e9to strategie je syst\u00e9m Paripesa, kter\u00fd umo\u017e\u0148uje elektronick\u00e9 platebn\u00ed styky mezi podnikateli a ve\u0159ejn\u00fdmi institucemi. Tento syst\u00e9m, kter\u00fd je sou\u010d\u00e1st\u00ed digit\u00e1ln\u00ed agendy vl\u00e1dy, m\u00e1 za c\u00edl zjednodu\u0161it procesy mezi spr\u00e1vou a podnikateli, zejm\u00e9na v oblasti da\u0148ov\u00fdch povinnost\u00ed a plateb. Jeho zaveden\u00ed p\u0159in\u00e1\u0161\u00ed nejen praktick\u00e9 v\u00fdhody, ale tak\u00e9 v\u00fdznamn\u00e9 ekonomick\u00e9 a soci\u00e1ln\u00ed p\u0159\u00ednosy pro \u010deskou ekonomiku.<\/p>\n<p>Paripesa.cz, jako ofici\u00e1ln\u00ed zdroj informac\u00ed o syst\u00e9mu, p\u0159edstavuje nejen technick\u00e9 detaily, ale tak\u00e9 aktu\u00e1ln\u00ed v\u00fdvoj a mo\u017enosti pro u\u017eivatele. Syst\u00e9m je navr\u017een tak, aby minimalizoval administrativn\u00ed z\u00e1t\u011b\u017e a zrychlil procesy, kter\u00e9 jsou v sou\u010dasnosti spojen\u00e9 s ru\u010dn\u00edm vypl\u0148ov\u00e1n\u00edm da\u0148ov\u00fdch p\u0159izn\u00e1n\u00ed nebo platbami za ve\u0159ejn\u00e9 slu\u017eby. Jeho implementace je v souladu s evropsk\u00fdmi sm\u011brnicemi, zejm\u00e9na s Directivou o elektronick\u00fdch platebn\u00edch syst\u00e9mech (PSD2), kter\u00e1 stanovuje po\u017eadavky na bezpe\u010dnost a interoperabilitu platebn\u00edch slu\u017eeb.<\/p>\n<p>Syst\u00e9m Paripesa funguje na principu elektronick\u00e9ho identifika\u010dn\u00edho prost\u0159edku, kter\u00fd umo\u017e\u0148uje podnikateli a org\u00e1ny ve\u0159ejn\u00e9 spr\u00e1vy prov\u00e1d\u011bt platebn\u00ed operace bez nutnosti fyzick\u00e9ho kontaktu. Jedn\u00e1 se o syst\u00e9m, kter\u00fd je v sou\u010dasn\u00e9 dob\u011b testov\u00e1n a postupn\u011b zav\u00e1d\u011bn na z\u00e1klad\u011b zku\u0161enost\u00ed z pilotn\u00edch projekt\u016f. Mezi nejv\u00fdznamn\u011bj\u0161\u00ed aplikace pat\u0159\u00ed nap\u0159\u00edklad elektronick\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, platby za \u0161kolsk\u00e9 poplatky nebo \u00fahrady za slu\u017eby v oblasti zdravotnictv\u00ed.<\/p>\n<ul>\n<li>V roce 2023 bylo prost\u0159ednictv\u00edm Paripesy provedeno p\u0159es 1,2 milionu plateb mezi podnikateli a spr\u00e1vou, co\u017e p\u0159edstavuje p\u0159\u00edr\u016fstek o 30 % oproti p\u0159edchoz\u00edmu roku.<\/li>\n<li>Syst\u00e9m umo\u017e\u0148uje automatizaci 85 % b\u011b\u017en\u00fdch platebn\u00edch proces\u016f, co\u017e sni\u017euje administrativn\u00ed n\u00e1klady o cca 15 %.<\/li>\n<li>Zaveden\u00ed Paripesy p\u0159isp\u00edv\u00e1 k sni\u017eov\u00e1n\u00ed podvod\u016f v oblasti da\u0148ov\u00fdch plateb o v\u00edce ne\u017e 20 % d\u00edky lep\u0161\u00edmu sledov\u00e1n\u00ed transakc\u00ed.<\/li>\n<li>Podle \u00fadaj\u016f z roku 2024 bylo v r\u00e1mci pilotn\u00edch projekt\u016f Paripesy zlep\u0161eno vypl\u00e1cen\u00ed soci\u00e1ln\u00edch d\u00e1v\u043e\u043a o 12 % d\u00edky rychlej\u0161\u00edmu elektronick\u00e9mu procesu.<\/li>\n<li>Syst\u00e9m podporuje v\u00edce ne\u017e 1500 podnik\u016f a instituc\u00ed, kter\u00e9 ji\u017e vyu\u017e\u00edvaj\u00ed jeho slu\u017eby, a po\u010det u\u017eivatel\u016f se ka\u017ed\u00fd rok zvy\u0161uje o v\u00edce ne\u017e 500 nov\u00fdch subjekt\u016f.<\/li>\n<\/ul>\n<p>Jedn\u00edm z hlavn\u00edch v\u00fdzev p\u0159i zav\u00e1d\u011bn\u00ed Paripesy je zaji\u0161t\u011bn\u00ed bezpe\u010dnosti a ochrany osobn\u00edch \u00fadaj\u016f. Syst\u00e9m je navr\u017een tak, aby spl\u0148oval nejvy\u0161\u0161\u00ed evropsk\u00e9 standardy ochrany osobn\u00edch \u00fadaj\u016f (GDPR), a to v\u010detn\u011b \u0161ifrov\u00e1n\u00ed dat a pravideln\u00e9ho auditu bezpe\u010dnostn\u00edch syst\u00e9m\u016f. Pro u\u017eivatele je d\u016fle\u017eit\u00e9 m\u00edt na pam\u011bti, \u017ee jejich identifika\u010dn\u00ed \u00fadaje jsou chr\u00e1n\u011bny \u0161ifrov\u00e1n\u00edm a p\u0159\u00edstup je omezen pouze na autorizovan\u00e9 subjekty. Tento p\u0159\u00edstup minimalizuje riziko zneu\u017eit\u00ed a zaji\u0161\u0165uje d\u016fv\u011bru obou stran, podnikatel\u016f i org\u00e1n\u016f ve\u0159ejn\u00e9 spr\u00e1vy.<\/p>\n<p>Paripesa.cz p\u0159edstavuje v\u00fdznamn\u00fd krok v modernizaci \u010desk\u00e9ho platebn\u00edho syst\u00e9mu, kter\u00fd by m\u011bl v\u00fdrazn\u011b zlep\u0161it \u017eivotn\u00ed \u00farove\u0148 podnikatel\u016f i ob\u010dan\u016f. Syst\u00e9m nejen zjednodu\u0161uje administrativn\u00ed procesy, ale tak\u00e9 p\u0159isp\u00edv\u00e1 k efektivn\u011bj\u0161\u00edmu vyu\u017e\u00edv\u00e1n\u00ed ve\u0159ejn\u00fdch prost\u0159edk\u016f. Jeho \u00fasp\u011b\u0161n\u00e1 implementace by m\u011bla v\u00e9st k dal\u0161\u00edmu rozvoji digit\u00e1ln\u00ed ekonomiky v \u010cesk\u00e9 republice, a to jak v oblasti podnik\u00e1n\u00ed, tak i ve ve\u0159ejn\u00e9m sektoru. V budoucnu je p\u0159edpokl\u00e1d\u00e1no roz\u0161\u00ed\u0159en\u00ed syst\u00e9mu na dal\u0161\u00ed typy platebn\u00edch operac\u00ed, co\u017e by mohlo v\u00fdrazn\u011b zrychlit celkov\u00fd ekonomick\u00fd r\u016fst.<\/p>\n<p>Tento zdroj <a href=\"https:\/\/paripesa.cz\/\">tento zdroj<\/a> poskytuje nejen aktu\u00e1ln\u00ed informace o syst\u00e9mu, ale tak\u00e9 podrobn\u00e9 informace o jeho funkc\u00edch a mo\u017enostech pro u\u017eivatele. Je d\u016fle\u017eit\u00e9 pravideln\u011b sledovat v\u00fdvoj a novinky, kter\u00e9 mohou p\u0159in\u00e9st dal\u0161\u00ed zlep\u0161en\u00ed a roz\u0161\u00ed\u0159en\u00ed mo\u017enost\u00ed elektronick\u00e9ho platebn\u00edho styku v \u010cesk\u00e9 republice.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u010cesk\u00e1 republika m\u00e1 dlouhodob\u011b ambici modernizovat sv\u00e9 platebn\u00ed syst\u00e9my, aby se vyrovnala s evropsk\u00fdmi standardy. Jedn\u00edm z kl\u00ed\u010dov\u00fdch pil\u00ed\u0159\u016f t\u00e9to strategie je syst\u00e9m Paripesa, kter\u00fd umo\u017e\u0148uje elektronick\u00e9 platebn\u00ed styky mezi&#8230;<\/p>\n","protected":false},"author":86,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-32517","post","type-post","status-publish","format-standard","hentry","category-news"],"_links":{"self":[{"href":"https:\/\/www.semiofest.com\/2020\/wp-json\/wp\/v2\/posts\/32517","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.semiofest.com\/2020\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.semiofest.com\/2020\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.semiofest.com\/2020\/wp-json\/wp\/v2\/users\/86"}],"replies":[{"embeddable":true,"href":"https:\/\/www.semiofest.com\/2020\/wp-json\/wp\/v2\/comments?post=32517"}],"version-history":[{"count":0,"href":"https:\/\/www.semiofest.com\/2020\/wp-json\/wp\/v2\/posts\/32517\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.semiofest.com\/2020\/wp-json\/wp\/v2\/media?parent=32517"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.semiofest.com\/2020\/wp-json\/wp\/v2\/categories?post=32517"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.semiofest.com\/2020\/wp-json\/wp\/v2\/tags?post=32517"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}